A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products, including home, life, auto, and commercial, and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, mainly in the insuranc...

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Reviewed by Leslie Kasperowicz
Farmers Insurance CSR 4 Years

UPDATED: Oct 18, 2021

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Important facts to know...

  • Many drivers in the U.S. may be living in the country on a temporary basis
  • These temporary drivers have insurance needs that are different from full-time residents and citizens
  • Temporary drivers can make life easier for themselves by using the specialized services of car insurance comparison shopping websites

The U.S. hosts drivers from all walks of life, and also drivers from many different nations and cultures. Many of these drivers who hail from foreign locales are in the country on a temporary basis. They may be students, residential tourists, or workers of one kind or another.

Many of these individuals need to drive while they are in the U.S.

Because of this need to drive, temporary residents often need to procure adequate levels of car insurance, and they need to ensure that this car insurance coverage is affordable.

Compare car insurance quotes today to find the appropriate coverage that you need at the best rate.

Auto Insurance for Temporary Residents: Key Issues

Temporary residents are people who have applied and qualified for the right to reside in the U.S. on a temporary basis.

In order to do so, people with the desire to visit the U.S. for one reason or another will likely need to obtain an appropriate visa. Some commonly issued visas can include:

  • Immigration visas
  • Study and Exchange visas
  • Employment visas
  • Business visas
  • Tourism and Visitor visas

Regardless of what kind of visas travelers may be seeking, the steps to secure these visas will be similar.

  • Apply online at the website of the applicable United States Embassy or consulate. This may involve certain fees, and may also involve the addition of photos.
  • Make an appointment for a visa interview at the applicable consulate or embassy. The wait time for visa interviews can vary from person to person, but can sometimes be lengthy. For this reason, people who are considering visiting the U.S. may wish to begin the visa application process well ahead of their planned visits.
  • Assemble any necessary documents. These documents can include passports, the receipts that prove payment of application fees, photos, and any hard copy application forms.
  • Attend the visa interview appointment. Since it can take a long time to be seen by a consular officer, individuals should make all efforts to be at the interview sites at the appointed days and times.

It should be noted that it is of prime importance for individuals who enter the U.S. on visitor visas to keep a close eye on their departure dates.

If they plan on staying past their departure dates, they will need to apply for extensions in order to stay in compliance with applicable U.S. immigration laws.

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Auto Insurance for Temporary Residents: Ways to Save Money

As has been shown, people who are in the United States on a temporary basis must often jump through many hoops just to get into the country in the first place, and their exertions can also cost a lot of money, not to mention time.

By the time these individuals get to the point where they are ready to get insurance for their chosen vehicles, they are doubtless also ready to throttle back their overall expenditures, save time, and save cash on car insurance.

The good news is, there are many effective ways for those here on a temporary basis to find such car insurance savings opportunities.

For starters, temporary residents who are on the hunt for affordable car insurance policies are free to enlist the aid of car insurance comparison shopping websites.

These valuable organizations to the heavy lifting of sifting through the policy information of potentially hundreds of different car insurance providers.

Visitors to these sites are thus treated to extensive information from which they can extract appropriate policy coverage items, competitive prices, and even savings opportunities.

Outside of car insurance comparison shopping websites, many other cash-saving avenues exist for temporary residents.

Student Driver Discounts

These are special savings opportunities that may be offered to drivers who complete accredited driver safety and awareness courses.

While these courses may cost a little to enroll in, the added driving skill and car insurance savings that results can more than offset any initial monetary outlays.

Safe Car Discounts

These can be extended to drivers of cars that have certain safety features in place. These features can include anti-lock braking systems, electronic suspension systems, and comprehensive airbag coverage.

Since many newer car models come with such features as a matter of routine, temporary residents who may be driving newer vehicles will certainly want to cash in on this saving opportunity if at all possible.

Group Discounts

These are special auto insurance savings opportunities that are negotiated on behalf of qualifying groups.

For example, a temporary resident who is also a member of a union such as the Teamsters would likely qualify for any car insurance discounts available to members of this union.

Auto Insurance for Temporary Residents Can Be Affordable

The U.S. is chock full of people from almost every corner of the globe and has been such a place for a long time. These individuals are here for long periods of time and for short periods of time, and for many different reasons.

As they enjoy what the nation has to offer and make their own unique contributions to the culture, they need and deserve to have the best car insurance coverage possible.

Enter your zip code below to compare rates of top car insurance companies side-by-side.