Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insurance...

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UPDATED: Jul 14, 2021

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Here's what you need to know...

  • You may need to find out your previous car insurance company
  • Many ways exist to get the information
  • Your records may contain that information
  • The prior insurance company can provide you policy information

You may not remember the name of your former insurance company, and you have reasons that you need the information.

You can find information about your previous car insurance company by doing some research. There are several reasons you may want to discover information on your prior car insurance company and they may include:

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Check Your Bank Records

Many people pay their car insurance premiums with a debit card or a check. Review your prior check registers or online bank statements. Look for transactions involving payments to insurance companies.

If you bank online, you can search your bank records and look for costs that would show the name of the insurance company you had used for your car insurance policy.

Here are some other places to look:

In Your Car

Many states require drivers to keep insurance cards in the vehicle as proof of insurance. Check your glove box and see if you can find an insurance card.

The insurance card would include the policy number and dates of coverage and possibly the name and phone number of your insurance agent.

In Your Home Records

People keep previous records like tax documents or bills in their home. Check your records to verify if you copies of your insurance policy. Each period your car insurance renews your policy you receive a new policy declaration page.

That page will give you information on what coverage you had and any discounts you were receiving.

In Old Emails or Text Messages

Some insurance companies send reminders when payments are due. The insurance company may have sent reminders by e-mail, text message, or letter in the mail. Review your e-mail messages and phone records.

If you cannot remember the name of your previous insurance company, do a web search by looking up names of different car insurance companies, then type one insurance company name into your computer or phone as your search criteria.

Check Your Credit Card Statements

If you used a credit card to pay for insurance premiums your card processor would have information on the name of the insurance company. Look at your old credit card bills to check for transactions from an insurance company.

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Other Options

Run a C.L.U.E. search. C.L.U.E. stands for comprehensive loss underwriting exchange. Insurance companies use clue to review prior claims on car insurance.

If you have had an insurance claim, C.L.U.E. would have that information in their database, listing the insurance company you used at that time.

This process may be easier if you shop for comparison car insurance rates and ask your new car insurance company to provide you with the information.

Talk to your old insurance agency. If you remember the name of your former insurance agent, contact them. They may have access to records on the policy coverage you had and the dates the policy was in force.

If you borrowed money to purchase your car, when a loan is taken out on a vehicle, the lender requires insurance including collision coverage. Your lender may have information from notices of renewal on your prior insurance carrier.

If they have the information, they can give you the name of the insurance company.

Contact the car dealership where you purchased your vehicle. When you buy or lease a car, the dealership lists your insurance company on their records. Speak with the dealership where you got your vehicle, asking them whether they have that information.

Check with your state department of motor vehicles. Every state has a department of motor vehicles. Some require you to provide information on your car insurance company when you renew your vehicle license plate.

Contact the department of motor vehicles in your state to see if they have that information.

Retrieving information from the state may involve time and work but serves as a useful source if you are not able to find the information through other methods.

Once You Have The Insurance Company Name

Getting the name of your previous car insurance company is the first step. Once you have that name, you contact an agent from the company.

That agent can explain how to find information on your prior insurance policy. You may have a few phone calls to make, but they should be able to provide you information on your prior insurance policy and your coverage.

There are various ways to gather information on your last car insurance company. Insurance information from previous companies could save you with discounts or serve as proof of prior insurance.

It can take some time and research on your part. It is helpful to know the insurance company that issued your insurance policies.

Previous insurance information may also assist you when you do comparison shopping for your car insurance. Ask for any discounts that are available based on your prior insurance coverage.

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