Nationwide Car Insurance Review
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UPDATED: Oct 19, 2021
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Checking out a Nationwide Car Insurance review will provide you with valuable information about this company. Nationwide auto insurance company has a number of benefits. Read through this review of Nationwide’s auto insurance products and then decide for yourself.
To make a good decision about your coverage, you need to make sure that the car insurance company you are considering can provide you with a good level of coverage at a price you can afford.
You can get a quote for car insurance coverage and compare car insurance quotes from many different auto insurance companies by entering your ZIP code now!
What’s Nationwide auto insurance company history?
Nationwide has been serving the needs of car insurance customers for over 80 years. Its parent company was established in 1925. Originally known as the “Ohio Farm Bureau Federation,” the company was renamed “Nationwide” in 1943.
At that point, the company was licensed to sell insurance products in over 25 states. As of 2010, Nationwide had over $135 billion in assets.
Nationwide offers a variety of insurance products, allowing customers to bundle insurance policies. Apart from car insurance, the company offers many types of insurance and financial products. If you want to bundle insurance options with a financially strong company, Nationwide might be a good idea.
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What are Nationwide car insurance coverage options?
The company offers a number of car insurance options to protect yourself, your passengers and other people on the road, as well as your vehicle. The company can provide you with collision coverage and comprehensive coverage, as well as gap insurance. Rental car reimbursement is available to pay for the cost of a replacement vehicle or taking public transportation (bus or subway) while your car is being repaired after an accident.
You can also look to Nationwide for bodily injury and property damage insurance. It also writes auto insurance policies for uninsured and underinsured motorists, medical expenses and family compensation. You can also get a plan that will pay for your medical bills if you are injured in an accident.
When shopping for car insurance, it’s important to know what type of coverage you need and what you’re required to buy. The minimum car insurance requirements vary from state to state, but it generally includes liability insurance and uninsured/underinsured motorist coverage.
What are Nationwide car insurance features and discounts?
Nationwide customers can take advantage of a number of attractive features when they choose to buy their insurance from the company.
One of them is the “Vanishing Deductible.” For each year that a customer remains claim-free, the deductible is reduced by $100.
New customers can take advantage of this feature immediately. Their car insurance policy is issued with a deductible that is $100 less than what they had in place previously. The maximum amount of credit that a single customer can get under this plan is $500.
Another way that Nationwide seeks to make car insurance buying easy for customers is by offering the “Family Plan.” When multiple members of the same household are on the same policy, they can take advantage of the auto insurance discounts that apply to any named driver. This option can save car insurance buyers up to 25% on the cost of their coverage.
Combining home and auto
Nationwide customers can save even more on their car insurance coverage by insuring their home and vehicles with Nationwide. The company offers a multi-policy discount, which means that insurance discounts are issued on the bar and homeowner’s coverage.
Customers who maintain a clean driving record are eligible for a 10% discount on the cost of their coverage. This discount applies to customers who have at least five years of driving experience and accident-free for five years or more.
Good student discount
Teen drivers who are good students can save on the cost of their car insurance coverage. Nationwide offers up to 15% off the cost of coverage for a teen who maintains a B average or better.
This company also rewards customers who have been with the company for a number of years. Being a customer for three years means saving up to 5% on the cost of coverage. Longer-term customers save even more; the company offers a discount of up to 15% on when a policyholder has kept his or her coverage in place for five years or more.
Completion of a driving course
Successfully completing accident prevention or a defensive driving course can also mean saving on the cost of your coverage. The program must be approved by the Department of Motor Vehicles of your state in order for you to qualify for this discount.
A car that is equipped with full front-seat airbags is safer to drive, and Nationwide rewards customers who have taken this step with lower auto insurance premium rates. Installing an anti-theft device also means a price break from this company. The level of savings will vary, depending on the type of device in the car and the owner’s address.
A policyholder who is a member of a qualifying organization can save up to 10% on the cost of his or her auto insurance coverage. Contact this insurer to find out whether yours is on the list of organizations that qualifies.
Additional auto insurance discounts from Nationwide include:
- Multipolicy discount
- Anti-theft discount
- Good student discount
- Safe driver discount
- Paperless discount
- Automatic payments discount
- Defensive driving discount
Your Nationwide insurance review should also include checking out the company’s customer service policies to make sure that your insurance claim will be dealt with quickly and efficiently.
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