Tag: driving history
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Does having sleep apnea affect your car insurance?
If you have sleep apnea, you know that it can impact every aspect of your life. Loss of sleep and sleep deprivation can have significant effects on your job performance, daily life, and health. Attempting to solve the sleep problems may itself occupy your time and energy. One unexpected area where sleep apnea can have…
Do auto insurance companies do background checks?
Auto insurance companies put their own money on the line when they offer to insure you, which is why your background is up for grabs as far as they are concerned. You know some car insurance companies check your credit report to determine your risk as a customer. You also know they check your driving…
Do car insurance companies check police records?
Insurance agents run a few different reports when they are taking applications for auto insurance. At a minimum, the company will need to review your motor vehicle report, your claims history report, and your license history before any underwriter can adequately assess risk and issue an insurance policy at a fair rate. Another record that…
How often do auto insurance companies check driving records?
Your driving record speaks volumes about how responsible you are behind the wheel. When you request an abstract to provide information to an insurance company for pricing estimates, what shows up is a lot like what would show up on a high school transcript. If your report is clear, it’s just like getting straight A’s…
How far back do auto insurance companies look?
If you have a blemished driving record, you may be worried about how it will affect your auto insurance premiums and how long it will stay on your record. An insurance company does tend to take your driving history as well as your credit score into account when setting you up with a policy. High-risk…