Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insurance...

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UPDATED: Sep 13, 2021

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It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about car insurance. Our goal is to be an objective, third-party resource for everything car insurance-related. We update our site regularly, and all content is reviewed by car insurance experts.

Important facts to know...

  • Price comparison tools let you easily compare insurance quotes anonymously
  • Online quotes break the old entry barrier to comparison shopping
  • Using the right tools and services online allow for easy and anonymous quotes


How many times have you thought about switching auto insurance companies, only to back away because you thought a lot of work was involved? You may even get to the point where you hop online and start to search for quotes. You then find carriers that are asking for way too much information, much more personal than you are willing to provide out of the gate. You are just doing research, right?

Why do you need to provide personal information just to be able to get a quote? Do you have to give up personal information to get a price of an item in a retail store? Insurance is no different, and you can get car insurance quotes online without personal information as long as you know where to look.

The Internet has changed the car insurance industry for the better from a consumer perspective. Never before has it been any easier for a consumer to be able to get their hands on a slew of car insurance quotes in a matter of minutes. The market is such that auto insurance carriers continue to work hard to stay competitive with one another, driving down premiums and increasing coverage options that are available.

Learn more about car insurance below and make sure to use our free comparison tool above today!

Are you frustrated with shopping for car insurance online?

Consumers all see shopping for a car insurance quote online something that is a bit of a struggle, more than it should be. When shopping for a quote online, it can be very frustrating. Most users think that it simply takes too long to get a quote from just one insurance carrier, never mind a group of them.

It can be difficult to compare prices as well, and the personal information that is asked is just unreasonable. If you have any of these thoughts, you are not looking in the right locations for a car insurance quote.

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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What is aggregation software?

Insurance carriers have recently learned that it is more beneficial to get quotes out there to as many consumers as possible. They are breaking down the barriers of entry to get an online auto insurance quote, meaning that quotes can be provided anonymously, with no personal information being asked. The software that is allowing this to happen is what has known as aggregation software, or price comparison tools.

The whole idea of these devices is that they are going to link up to a variety of different car insurance carriers in the market.

The direct connection into the rating platform of each of these car insurance carriers is what makes them so great. Think of these tools as a search engine, but for car insurance quotes.

You enter basic information such as the make and model of your car, the city and state in which you live in, and away you go. From there you are going to be presented with a series of quotes right before your eyes.

How do entry quotes help you compare insurance providers quickly?

The entry quotes are estimates, meaning that if you choose to go forward with any of these insurance carriers, it is at that point where personal information will have to be given. This will include things such as:

  • Driving history
  • Age
  • Name
  • Address
  • Driving tendencies
  • Credit history
  • Marital status

What is important to note though is that the anonymous quotes out of the gate allow for quick comparison, they let you easily do homework! Car insurance carriers you may never have considered before are now able to get a quote in front of your eyes so that they can be in the running with the others in the industry.

It is all about starting the process when it comes to shopping for car insurance online. As a consumer, always know that the power truly is in your hands. You have the ability to get online and make the decisions that you need to ensure you get value from your insurance carrier. The anonymous quotes open up so many doors.

Just remember, you may not get an accurate quote until the insurance company has all of your personal information.

Those with a clean driving record and good credit score will be offered the cheapest car insurance. Teen drivers pay a lot because they are inexperienced, but insurance premiums go down as a person ages. Also, single drivers pay more than married couples.

How can you save money on auto insurance coverage?

When you’re shopping around and comparing quotes, look closely at the types of coverage available and evaluate your needs. Most states have minimum coverage requirements consisting of liability insurance (bodily injury liability coverage and property damage liability coverage), but you may also be required to get personal injury protection or uninsured/underinsured motorist coverage.

If you have an older vehicle that you would replace if it got into an accident, you probably don’t need to bother with collision insurance and comprehensive insurance on your auto insurance policy. (However, if you have a brand new vehicle, you should strongly consider adding these options, as well as GAP insurance if you have a loan or lease.)

You can save money by skipping any optional coverage you don’t think is essential and raising your deductibles, but keep in mind that high deductibles mean high out-of-pocket costs after an accident.

Make sure to consider the auto insurance discounts offered by each provider as well. Most of the largest insurers offer multiple discounts, including the bundle discount, which will save you money on your auto insurance and your homeowners insurance.

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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What’s the bottom line?

When you are ready to buy a car insurance policy, you want to arm yourself with as much information as you can. Car insurance is one industry where, as a consumer, your knowledge and ability to compare is the most important thing.

Anonymous auto insurance quotes are usually going to be inaccurate, because the company isn’t taking any of your personal information into account. However, they can give you a rough estimate of what to expect. An insurance estimator tool is another helpful option.

Insurance policies are not that different from one carrier to the next. It comes down to customer service, trust, as well as the premium and coverages. When you have the information in front of you in the form of quick and anonymous quotes, taking the next step is much easier. Using an online quote tool is one of the best ways to get a lot of information quickly.

You can look into a company’s financial/credit reports and customer service ratings by checking with J.D. Power, the Better Business Bureau, and A.M. Best.

If you suspect your current insurance company is not offering you a great deal, make sure to shop around.

Don’t miss out on our free insurance comparison tool below! Just enter your zip code and you can compare rates from multiple auto insurance companies at once and find the lowest rate.