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Have a question about your car insurance? Check out our latest articles from state and city guides to car and company reviews and everything in between.

Dallas, Texas Car Insurance (All You Need to Know)

Dallas, Texas Car Insurance (All You Need to Know)

Welcome to Dallas, Texas: The Big D, Aggtown, the Heart of the Metroplex. The Dallas–Fort Worth–Arlington, Texas metropolitan statistical area (MSA) is one of the fastest-growing regions in the United States. And Dallas is the MSA's...

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Wedding Auto Insurance Online

Wedding Auto Insurance Online

Many couples lease a luxury, sports, or classic car on their wedding day State car insurance laws extend to rental cars You may already have car insurance coverage for a rental car through your credit card...

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How to Get Discounts on My Car Insurance

How to Get Discounts on My Car Insurance

Discounts help reduce the costs associated with auto insurance Five insurance companies offer a significant number of discounts Five particular discounts are extremely popular Customers should look for the...

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Hot Rod Auto Insurance

Hot Rod Auto Insurance

Just as you need insurance coverage for your commuting or family vehicle, you also need auto insurance on your hot rod There are several challenges to overcome when insuring a hot rod You can follow a few...

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How to Get a New Insurance Card for Your Car

How to Get a New Insurance Card for Your Car

You must be able to furnish proof of insurance whenever you're pulled over by an officer for a traffic violation In many states, the proof that's submitted must be an official auto insurance ID card issued by...

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Joint Car Insurance for Two Cars

Joint Car Insurance for Two Cars

All of your vehicles must be legally insured per the laws of your state You may be able to save money by purchasing a joint insurance policy for two cars There are many discounts available that could help you...

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Does lowering your car affect insurance?

Does lowering your car affect insurance?

Not all car modifications are legal Lowering your car will most likely increase your insurance premiums Your auto insurance provider might refuse to pay your claim if you lowered your car without notifying...

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How to Move My Car Without Insurance

How to Move My Car Without Insurance

Most vehicles must be properly insured to drive on roadways, but some states may give you a special one-day permit to transport a vehicle Towing the vehicle is another possibility to consider if you need to...

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Time Limit to Report Car Insurance Claims

Time Limit to Report Car Insurance Claims

You must file a claim against your auto insurance policy if you want to receive benefits after an accident or other damaging event. Your claim must be filed within your state's statute of limitations. Because...

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My Auto Insurance Is Too High

My Auto Insurance Is Too High

Driving an uninsured vehicle on U.S. roads is illegal. Many states will require every motorist to carry some minimum level of liability coverage. A poor credit history, claims history, and high mileage may...

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How to Get Help Paying for Car Insurance

How to Get Help Paying for Car Insurance

Nearly all US states require drivers to purchase car insurance to drive legally. Uninsured drivers risk facing severe penalties The average consumer pays $841 every year for car insurance Auto insurance...

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How to Become a Car Insurance Agent

How to Become a Car Insurance Agent

Any who sells car insurance or recommends car insurance products must have a license to sell in the state If you're selling insurance in multiple states, you need to be licensed in each of the states you do...

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How to Apply for Auto Insurance Online

How to Apply for Auto Insurance Online

All consumers shopping for auto insurance must get quotes to price the cost of coverage before applying Quotes are not binding until after an application has been submitted and it has been underwritten by an...

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Does auto insurance cover hydrolock?

Does auto insurance cover hydrolock?

Hydrolock is caused by water entering the engine, usually in a flood or storm Only comprehensive car insurance will cover hydrolock It's important to be aware of your policy's coverage and exclusions...

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Is co-operative car insurance good?

Is co-operative car insurance good?

tc Co-operative auto insurance companies are smaller, member-run entities designed to offer competitive rates Choosing not to purchase insurance from an established, major provider might be risky for some...

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Does the age of a car affect insurance?

Does the age of a car affect insurance?

Newer cars are often more expensive to insure because of their value Many new cars have safety features that qualify for discounts Other factors beyond the age of the car will influence insurance rates as...

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Does my car insurance cover water leaks?

Does my car insurance cover water leaks?

Comprehensive insurance should cover a number of losses related to water leaks, but not every type of loss Common reasons for water leaks are connected to weather-related incidents comprehensive policies are...

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Does my car insurance cover sinkholes?

Does my car insurance cover sinkholes?

Cars can be seriously damaged or even totaled by sinkholes Depending on the circumstances, collision and comprehensive insurance may cover losses caused by unexpected sinkholes In rare instances, liability...

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Does my car insurance cover bumper damage?

Does my car insurance cover bumper damage?

Bumpers are engineered to be able to absorb the impact of a low-speed collision but can still be damaged If your bumper is damaged or destroyed in an accident, you'll need collision coverage for your insurer...

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Is auto insurance a utility bill?

Is auto insurance a utility bill?

An insurance policy is not a utility bill. A policy is defined as an indemnity contract Indemnity contracts protect against damages and covered losses Utility bills are invoices for electric, gas, and water...

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Is arson covered by car insurance?

Is arson covered by car insurance?

When your car is damaged by arson, you may have a difficult time determining where the fault lies However, your car insurance may help you recover from arson-related losses if you have the proper coverage...

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Does LoJack lower insurance rates?

Does LoJack lower insurance rates?

Installing LoJack tracking can lower the amount you pay for comprehensive auto insurance Not every insurance company offers a LoJack discount, so you should comparison shop to find one that does Adding...

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Do school grades affect car insurance?

Do school grades affect car insurance?

Car insurance carriers may offer good student discounts Certain carriers will exclude grades from their premium calculations Student drivers with good grades are usually less likely to get into an accident...

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Is auto insurance per car or driver?

Is auto insurance per car or driver?

You're required under state law to purchase auto insurance on any registered vehicle that you own States require vehicles to be insured and not necessarily licensed drivers unless the driver has serious...

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Does my car insurance cover a moving truck?

Does my car insurance cover a moving truck?

If you're moving and you're renting a truck, you should check your auto insurance to see if it extends Standard rental cars are covered under existing insurance but moving trucks are excluded because of their...

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Does auto insurance cover tire theft?

Does auto insurance cover tire theft?

Your auto insurance may help you recover if your tires are stolen, but this is not a covered loss under every policy The coverage options you purchase through your insurance provider as well as your policy...

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Are dead batteries covered by insurance?

Are dead batteries covered by insurance?

Roadside assistance commonly covers jumpstarting a dead battery Under limited circumstances, a ruined battery might be covered under mechanical breakdown insurance Drivers should check with an insurance...

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Are car insurance rates negotiable?

Are car insurance rates negotiable?

You can haggle over the sales price of a car but you can't technically haggle over the cost of insurance All auto insurance companies are supposed to have only one base rate available to drivers who fit a...

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Does my car insurance cover pothole damage?

Does my car insurance cover pothole damage?

Pothole damage is not often covered by insurance Collision coverage might protect against some types of pothole damage If the pothole is the result of someone else's negligence, you might be able to sue for...

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Does auto insurance cover riots?

Does auto insurance cover riots?

A riot is a violent disturbance of the peace by a crowd Cars and trucks often get damaged and destroyed during riots Certain types of insurance coverage pay for riot damage It is important to review your...

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How does a no claims bonus work?

How does a no claims bonus work?

A no claims bonus is a discount presented to those drivers who have not filed any claims with an insurance provider No claims bonus offers can be used to boost insurance coverage at a reduced cost Comparison...

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Does auto insurance cover road debris?

Does auto insurance cover road debris?

Getting road debris damage covered by your insurance company depends on your policy and its inclusions and exclusions Comprehensive insurance coverage may cover road debris damage If you need comprehensive...

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Insurance for Shipping a Car Overseas

Insurance for Shipping a Car Overseas

If you're moving overseas permanently or temporarily, you'll have to decide if you want to keep your car or sell it Vehicle owners who don't want to part with their cars will need to arrange overseas shipping...

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Does auto insurance cover fire damage?

Does auto insurance cover fire damage?

Fire damage can be devastating to a vehicle It is important to know the reason for the fire before filing a claim Collision will cover fires started due to an accident Comprehensive insurance is needed to...

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Does auto insurance cover a locksmith?

Does auto insurance cover a locksmith?

There are some coverages you may want to consider when shopping for insurance that can offer you this peace of mind Ask about roadside assistance coverage as you shop for car insurance Compare multiple...

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Can I cancel car insurance if I sell my car?

Can I cancel car insurance if I sell my car?

You have the right to cancel your insurance on your car as long as you're authorized as a policyholder If you cancel your auto insurance early and still own your car, make sure that you have other coverage in...

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Does window tinting affect auto insurance?

Does window tinting affect auto insurance?

The quality of your window tint is an important factor Not all insurance companies offer discounts for window tinting Whether after-market window tinting is permissible is determined on a state-by-state basis...

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Does auto insurance cover rust repair?

Does auto insurance cover rust repair?

The reason for the rust developing will determine whether insurance covers the repairs Rust that occurs as a result of improper maintenance is not covered Comprehensive coverage will be needed for most claims...

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Does auto insurance cover rims?

Does auto insurance cover rims?

Auto insurance covers car parts that are damaged in an accident as well as many other scenarios, depending on your level of coverage You must have the right coverage to pay for the damages Make sure you have...

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How does epilepsy affect car insurance?

How does epilepsy affect car insurance?

How epilepsy will affect car insurance depends on the severity of the condition Many insurance companies won't insure someone with epilepsy Your driving history will be very useful to inform insurance...

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Does your car insurance drop after a year?

Does your car insurance drop after a year?

Some people wonder if their car insurance will decrease after the first year Insurance is not a "fixed expense" though the average you will pay may be the same for some time Factors such as the insurance...

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Car Insurance for High-Performance Vehicles

Car Insurance for High-Performance Vehicles

High-performance vehicles are in a different category than traditional cars Modifications that you make to your vehicle could raise your insurance premiums Shop and compare companies to find the best deal for...

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Car Insurance for Musicians

Car Insurance for Musicians

Car insurance is important to indemnify musicians in the event of a loss Be sure your valuable instruments, guitars, for example, are properly covered Find an insurance carrier to best price and cover your...

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Auto Insurance for Temporary Residents

Auto Insurance for Temporary Residents

Many drivers in the U.S. may be living in the country on a temporary basis These temporary drivers have insurance needs that are different from full-time residents and citizens Temporary drivers can make life...

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Car Insurance for Diabetics

Car Insurance for Diabetics

There might be driving restrictions for diabetics, including no driving at night Consider including coverage for collision as well as increased liability levels in your policy You may qualify for specific...

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Car Insurance for Volunteers

Car Insurance for Volunteers

When you volunteer time to a charitable organization, call your car insurance company to discuss your needs If you're going to be driving for volunteer purposes, check with the organization to see if they...

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Car Insurance for Engineers

Car Insurance for Engineers

Engineers can hold one of 40 engineering degrees and each degree will qualify you for credits on your car insurance When you're buying insurance, consider your assets and your future income when you're...

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Car Insurance for Dementia Sufferers

Car Insurance for Dementia Sufferers

Nationwide statistics often cause older drivers to be charged more for auto insurance coverage If a driver has a dementia diagnosis, that individual will have increased premium costs because of the...

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Auto Insurance for Military Overseas

Auto Insurance for Military Overseas

You may need to provide proof of your deployment status to your insurance company Depending on your situation, you could choose to pay, cancel, or suspend your current policy Your best bet is to contact your...

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Cheap Auto Insurance for Veterans

Cheap Auto Insurance for Veterans

If you've served in the military, you will qualify for discounts through some major auto insurance companies Both Geico and USAA are popular insurance companies with low-cost rates for military families and...

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Auto Insurance for Taxi Cabs

Auto Insurance for Taxi Cabs

Taxicab drivers fill a special role in the nation’s transportation system Taxicab drivers and companies have special car insurance coverage needs Taxicab operators who comparison shop for their special...

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Auto Insurance Is a Waste of Money

Auto Insurance Is a Waste of Money

Some people think paying insurance premiums is a waste of money The real risk, though, is in not carrying insurance Protect yourself from financial hardship by carrying adequate insurance You can shop around...

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Auto Insurance for Welfare Recipients

Auto Insurance for Welfare Recipients

If you're receiving state aid, it won't have any affect on your auto insurance rates or eligibility Your income can't be used to determine how much you'll pay for insurance because it's a discriminatory...

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Auto Insurance for Uber Drivers

Auto Insurance for Uber Drivers

Anyone driving for Uber is involved in a commercial activity and needs the appropriate insurance Procuring a significant amount of liability insurance is necessary when hoping to avoid financial losses...

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Summer Only Car Insurance

Summer Only Car Insurance

All vehicles that are in storage for winter and fall need to be insured as long as they have valid plates One way to avoid financial responsibility laws on stored cars is to file the vehicle as non-operable...

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Car Insurance for Diplomats

Car Insurance for Diplomats

Diplomats need to be aware of insurance regulations that affect special-status drivers Diplomats may have to pay higher than average car insurance costs on certain policies Diplomats can defray many of these...

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Car Insurance for Car Mechanics

Car Insurance for Car Mechanics

Car mechanics and garage owners need the right insurance policy in place to protect against liability potential claims on customers' cars Non-owner commercial auto insurance is the type of policy mechanics...

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Bus Driver Car Insurance

Bus Driver Car Insurance

There is no special insurance specifically for bus drivers Commercial insurance is available for bus companies Personal coverage for bus drivers has some of the same elements as the commercial coverage they...

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Car Insurance for Law Enforcement Officers

Car Insurance for Law Enforcement Officers

Law enforcement officers are classified as professional drivers and will receive favorable insurance rates If you patrol while on duty, you must complete special driver's training that makes you a more...

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Car Insurance for Clergy

Car Insurance for Clergy

Clergymen often have to travel long distances to do their jobs This requires having sufficient insurance so that they will always be protected Adding comprehensive and other forms of insurance and knowing the...

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Car Insurance for Firefighters

Car Insurance for Firefighters

Firefighters need custom auto insurance policy that's tailored to meet all of their unique personal coverage needs Because of their occupation and their commitment to public service, firefighters qualify for...

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Business Lease Car Insurance

Business Lease Car Insurance

Serious consideration must be given to maximizing insurance coverage when taking out a lease in a business' name Gap insurance is critical to procure to reduce liabilities in case of theft or other incidents...

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Vehicle Insurance for Entertainers

Vehicle Insurance for Entertainers

Entertainers tend to drive in congested areas where there is huge exposure to potential loss Whenever you're exposed to more losses, you'll pay higher rates than the average driver Entertainers fall into a...

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Car Insurance for Transporting Clients

Car Insurance for Transporting Clients

If you use your personal car for business purposes, you have to buy the right insurance to avoid claims issues Your auto insurance will cover you to drive to job sites if you're not delivering goods or acting...

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Auto Insurance for a Cyclist

Auto Insurance for a Cyclist

Car insurance policy protections can cover accident-related cycling injuries Homeowners and rental insurance policies often offer damage reimbursement Cyclists are often eligible for special fitness discounts...

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Car Insurance Just for Weekends

Car Insurance Just for Weekends

There is no such thing as weekend-only insurance Temporary car insurance is not intended for persons who own a car Drivers should not get "creative" and fall out of compliance with state insurance law...

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Car Insurance for Truck Drivers

Car Insurance for Truck Drivers

There are several types of supplemental auto insurance coverage available to you When you shop for car insurance, there are several things you need to keep in mind in order to find the coverage that you need...

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Auto Insurance for the Year

Auto Insurance for the Year

When you're purchasing auto insurance, you'll have to choose an annual or a six-month policy Insurance terms dictate how long your rates will remain the same without there being any surcharges It's beneficial...

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Car Insurance for Custom Cars

Car Insurance for Custom Cars

Custom cars, sometimes called modified cars, are vehicles that have been altered or modified from their original state These types of custom vehicles can have both physical and superficial modifications, both...

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Car Insurance for Kit Vehicles

Car Insurance for Kit Vehicles

Kit vehicles, sometimes called component cars, that are sold as sets of parts which are then assembled by the purchaser These kits can be manufactured by different providers and then compiled together into a...

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Car Insurance for Exotic Cars

Car Insurance for Exotic Cars

Car insurance for exotic cars is often more expensive that car insurance for more traditional cars Although some traditional insurance providers may offer coverage for exotic cars, every provider has...

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Car Insurance When You Have Penalty Points

Car Insurance When You Have Penalty Points

Some states allow you to take classes in exchange for point reduction Point value increases with the severity of the offense Insurance companies consistently check driving records when issuing a new policy...

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Car Insurance for Single Parents

Car Insurance for Single Parents

If you're a single parent, it's possible that your marital status could have an impact on your insurance rates Many insurers classify single and divorced drivers as a higher risk than married drivers If...

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Auto Insurance for Luxury Cars

Auto Insurance for Luxury Cars

Choosing to purchase a luxury car often requires more planning and research than traditional car purchases There are increased costs associated with purchasing, maintaining, and providing coverage for a...

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Car Insurance for College Grads

Car Insurance for College Grads

Finding the right auto insurance policy for your needs after you graduate college is a matter of evaluating the value of your vehicle and how you plan to use it One of the best ways you can make sure that you...

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Car Insurance for a Second Vehicle

Car Insurance for a Second Vehicle

In most states, drivers are required to insure all of their vehicles, no matter how many they have Car insurance for a second vehicle will increase your premium You can decrease your premium by only selecting...

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Car Insurance for Minors with a Permit

Car Insurance for Minors with a Permit

All vehicles must have at least some motor vehicle liability insurance as required under state law If you're just learning how to drive, practicing in a borrowed vehicle could put the owner of the car at risk...

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How to Avoid Car Insurance Scams

How to Avoid Car Insurance Scams

Insurance adjusters closely investigate claims to spot signs that an auto claim may be fraudulent About 10 percent of all property claims totaling in $32 billion of damages are deemed to be fraudulent Since a...

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When Car Insurance Companies Don’t Pay

When Car Insurance Companies Don’t Pay

Insurance companies are allowed to deny claims, providing the reason is valid A car insurance company cannot delay your claim unnecessarily or deny you in bad faith You can always appeal a car insurance claim...

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Car Insurance for Disabled Drivers

Car Insurance for Disabled Drivers

Car insurance companies are not allowed to discriminate against you because you have a disability Unfortunately, some car insurance carriers may try to charge you more if you have a car that has been modified...

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Safe Driver Car Insurance

Safe Driver Car Insurance

If you're convicted of multiple infractions, your penalty points can add up and you can lose your license You can save money by being a safe driver by getting special discounts that riskier drivers don't...

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Car Insurance for Older Drivers

Car Insurance for Older Drivers

Car insurance is available to nearly everyone, especially older drivers Premiums can vary greatly based on who quotes the policy Perform price comparisons and use your power as a consumer to gain value in...

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Car Insurance for a Poor Person

Car Insurance for a Poor Person

Car insurance companies don't ask for your income, but they do ask for information that can tell them whether you are financially stable or unstable Your credit score, job, and the location of your home can...

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Buying Car Insurance Online Vs. Agent

Buying Car Insurance Online Vs. Agent

There are several different ways that you can get auto insurance quotes when you want to buy a new policy People who prefer to get face-to-face service will benefit from getting a quote from a licensed agent...

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Car Insurance for a Roadtrip

Car Insurance for a Roadtrip

Road trips are exciting and fun, but they do require careful planning when it comes to auto insurance Auto insurance is a legal requirement in nearly every state Before going on your road trip, look over your...

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Auto Insurance When You Turn 25

Auto Insurance When You Turn 25

If you have insurance and you pay high rates for being inexperienced, you'll gradually see your rates drop over time After three years of being licensed, you'll qualify for a good driver discount as long as...

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Old Car Auto Insurance

Old Car Auto Insurance

If you own a classic car, there are auto insurance companies that specialize in providing policies just for you One of the requirements of getting insurance for a classic car is that you may need to keep it...

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Car Insurance for Teachers

Car Insurance for Teachers

If you are an educator, be sure to let your insurer know to see if you can save on your auto insurance Many companies will apply discounts to policies depending on what the policyholder does for a living...

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Car Insurance for Low-Mileage Users

Car Insurance for Low-Mileage Users

Auto insurance rates are strongly influenced by how much you drive your car When you drive a minimal amount of miles, you may get a low-mileage discount Low-mileage discounts are applied to the vehicles that...

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Auto Insurance for the Homeless

Auto Insurance for the Homeless

Insurance companies will need a home address during your policy application Depending on the state where you reside, some agencies will accept a letter from the homeless service provider to issue a driver’s...

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Business Travel Car Insurance

Business Travel Car Insurance

Business car insurance covers for damages incurred in the line of duty while attending company’s workshops, sales and marketing campaigns and more You can take various levels of coverage for your business...

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Car Insurance for a Truck

Car Insurance for a Truck

Just like any other vehicle, you need insurance to drive your truck on U.S. roads. Insurance rates for trucks are higher than those for standard cars. Insurance rates for trucks depend on several factors like...

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Car Insurance for a Couple of Hours

Car Insurance for a Couple of Hours

The hourly insurance policy covers you for the hours that you have indicated on the insurance coverage You may consider getting alternative coverage, for example, a temporary insurance cover if the time...

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1 Day Car Insurance Under 21-Years-Old

1 Day Car Insurance Under 21-Years-Old

If you are a licensed young adult and you want to go for a day-long trip with a friend’s car, you can purchase a temporary auto insurance coverage Temporary coverage can last between 1-30 days Short term...

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My Insurance Claim Is Under Investigation

My Insurance Claim Is Under Investigation

All insurance claims must be investigated Your insurance company must take your insurance claim seriously and provide you a resolution within a reasonable time-frame You should always provide your insurance...

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Illegal Immigrant Car Insurance

Illegal Immigrant Car Insurance

Illegal immigrants in the United States do not have driving licenses meaning that it is illegal for them to drive any car The car insurance premiums for the workers are slightly higher since the state has...

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Auto Insurance for Civil Servants

Auto Insurance for Civil Servants

If you are a public servant, you might not be entitled to a discount on your auto insurance coverage just because of your profession The best way to save money on your auto insurance coverage is to ask for...

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