Insurance Laws

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What do I do with a totaled car and no insurance?Post

What do I do with a totaled car and no insurance?

If you do not have car insurance and get into a car accident, you are responsible for all of the expenses incurred during the accident. This means that you must pay for both your car repairs and medical bills and the other driver’s car repairs and medical bills. If you have no collision coverage on...

If you do not have car insurance and get into a car accident...

How to Move My Car Without InsurancePost

How to Move My Car Without Insurance

An auto insurance premium can cost quite a lot of money, and you understandably do not want to pay for this expense if it is not necessary. If you store your vehicle in your garage or in another safe place and do not drive it, it may not currently be insured. This is something that...

An auto insurance premium can cost quite a lot of money, and...

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Can auto insurance be backdated?Post

Can auto insurance be backdated?

When you finally become a vehicle owner you need to be sure that you’re ready to buy auto insurance. Securing coverage is one of the things that you can’t put off or you’ll be at risk of losing your vehicle and other assets in just the blink of an eye. A responsible driver is going...

When you finally become a vehicle owner you need to be sure ...

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Can your car be repossessed for no insurance?

Lending money to people can be risky. Finance companies that offer auto loan products do stand the chance to make huge profits off of each loan, but that only happens when the borrowers pay their bills on time and satisfy the terms of the loan agreement. Unfortunately, there will always be borrowers who don’t satisfy...

Lending money to people can be risky. Finance companies that...

Can you use a PO Box address for car insurance?Post

Can you use a PO Box address for car insurance?

If you’re applying for a car loan, the lender is going to ask you for your physical address. While it might not seem like something that will make or break your auto loan application, to the lender, having the borrower’s physical address is a must. In fact, many auto insurance lenders will only approve applications...

If you’re applying for a car loan, the lender is going to ...

Do I need car insurance to get a license plate?Post

Do I need car insurance to get a license plate?

Nobody enjoys going to their local motor vehicle agency. Whether you’re going to change your address or you need to register your vehicle in a new state, it’s typically not an experience that the average person enjoys. Even so, when you need license plates, avoiding the Department of Motor Vehicles isn’t really possible. One way...

Nobody enjoys going to their local motor vehicle agency. Whe...

Can my car insurance be in someone else’s name?Post

Can my car insurance be in someone else’s name?

Your car insurance can be in someone else’s name. However, it may not be the best option. When you have someone else insure your vehicle, you may not get the coverage you need. For example, let’s say you purchased a new car and are paying on the loan. The individual that you asked to insure...

Your car insurance can be in someone else’s name. However,...

When was car insurance made mandatory?Post

When was car insurance made mandatory?

Auto insurance wasn’t always required. In fact, in some states vehicle owners still have an option as to how they’ll pay for damages they could potentially cause behind the wheel. Even so, a majority of states have set their own state-specific car insurance requirements to protect all vehicle occupants, all bikers, and all pedestrians who...

Auto insurance wasn’t always required. In fact, in some st...

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