One-week car insurance can be needed for a variety of reasons and is surprisingly easy to find.
Many drivers don’t realize it is possible to get car insurance in short-term increments as needed. In fact, most major car insurance companies will allow drivers to purchase a temporary insurance policy that can last anywhere from one day to one month.
If you need one week of car insurance, there’s a good chance that almost any established car insurance company can offer you a policy.
Temporary car insurance can be a great solution for certain driving situations, such as a vacation or renting a moving van. You can even get temporary car insurance for rental cars. However, drivers should be aware that they will likely pay a higher price for the convenience of a temporary car insurance policy.
We understand finding the right insurer is difficult, and the process can be even more so when bringing temporary insurance into the mix. Compare car insurance coverage quotes to find the best temporary car insurance deals.
Enter your ZIP code into the free box on this page now to get one-week auto insurance rates from companies near you.
Companies that Provide One Week Car Insurance
Can I buy car insurance for one week or a few days? How expensive is a one-week insurance policy?
Despite the fact that many people don’t know about it, temporary car insurance is actually very common. In fact, most car insurance companies offer some form of temporary car insurance.
These specialized policies may be available online, over the phone, or by contacting an independent insurance agent.
Some of the major companies that offer car insurance for a week include Geico, Allstate, Liberty Mutual, and Nationwide. In addition, many more local and regional insurance companies offer temporary insurance policies.
It’s important to be aware that the relative cost of a short-term or temporary car insurance policy is likely going to be considerably higher than a traditional car insurance policy. Also finding one-day temporary car insurance can be much more difficult.
This means that while the average monthly cost for a full policy is about $120 a month, you most likely will be paying more than that for short-term coverage. That is why it is important to compare one-week insurance quotes to find the cheapest coverage.
Affordable one-week car insurance rates can be difficult to find because most companies charge extra for the short duration and the convenience of a temporary policy. These policies also represent a higher risk to the insurer, because occasional drivers are more likely to be involved in accidents than experienced regular drivers are.
However, by doing your research and shopping around for one-week car insurance quotes, you can still get a very good deal on one-week auto insurance.
Choosing the Right One-Week Car Insurance
Where can I get temporary car insurance?
Finding a provider for temporary car insurance can be quick and easy. In most cases, you can find and pay for your new policy online.
First, you should do some research into different car insurance companies to find the best fit for you. Remember to look not only at large, national companies but also at smaller insurance providers in your state or region. Some regions may have age restrictions, meaning it may be difficult to get one-week car insurance for 18-year-old drivers.
Check into the reputation, ratings, and reviews of the company or companies that you’re considering purchasing a policy from. Independent review boards, such as Weiss Ratings or the Better Business Bureau, can be great sources of unbiased information.
When you’re comparing policies, make sure you’re considering more than just the lowest price.
While a good deal is important, you’ll also want to carefully consider the policy details to ensure that they meet your needs. Make sure you have the proper coverage for a worst-case scenario.
About Temporary Car Insurance
Temporary car insurance is available for any period of less than one month. The coverage provided by temporary car insurance is often just like a regular policy. It may include collision and liability coverage, as well as medical coverage.
You can choose the features and coverage level of the plan exactly as you would with a traditional auto insurance policy.
Can I get short-term car insurance?
If coverage is required for more than a month, short-term car insurance is available. These policies usually extend for anywhere from one month to six months. Quick short-term car insurance may be available almost immediately.
Short-term car insurance is just like temporary insurance, but it may be available at a slightly lower rate because of the longer duration of coverage.
While there are no average rates for short-term or temporary car insurance, we can show you the average rates for various forms of coverage. Let’s begin with liability coverage.
According to Washington DC’s Department of Insurance, Securities, and Banking, liability coverage protects you if someone is hurt in an accident you cause or on your premises.
|States||Average Annual LIability Rates|
|District of Columbia||$628.82|
Here’s a video further explaining why you’ll need to have liability coverage if you plan on getting behind the wheel.
Let’s now move on to collision coverage. According to the Texas Department of Insurance, collision coverage is used to pay for damages to your vehicleafter an accident. Let’s take a look at a table showing average rates for collision coverage across the country.
|States||Average Annual Collision Rates|
|District of Columbia||$468.67|
The video below explains why collision coverage is so important to you and your wallet.
Lastly, we’re going to look at comprehensive coverage. What does comprehensive mean on my car insurance? The last of the three main forms of coverage, comprehensive coverage helps you should your vehicle be damaged in a situation outside of an accident.
According to Oregon’s Division of Financial Regulation, covered types of damage would include incidents like hitting an animal, fire, extreme weather, damage, and theft.
This next video further explains the situations that may make you wish you had comprehensive coverage.
And, now, here’s a table showing the average rates across the country for comprehensive coverage.
|States||Average Annual Comprehensive Rates|
|District of Columbia||$233.24|
As you can see, comparatively, comprehensive coverage can be fairly cheap. This doesn’t mean it’s any less necessary than collision or liability coverage.
The bottom line is, no matter how long you’re going to be on the road, you need these forms of coverage. Let’s move on to why one might need temporary car insurance, specifically.
Why You Might Need Temporary Car Insurance
Temporary or short-term car insurance may be required for a variety of reasons. Many people look for temporary auto insurance when they’re on vacation and renting a vehicle, or using a friend’s car for a short period of time.
Temporary car insurance is also the ideal car insurance for young drivers who will be driving during a school break, or individuals who temporarily use a car-sharing service or rent a moving van.
Some individuals even obtain a temporary car insurance policy if they’re shopping for a car and planning to take vehicles for test drives.
Temporary car insurance is also a great way to fill a coverage gap if you’re changing policies, selling a vehicle, or just planning to be without your regular coverage for a short period of time.
The bottom line is that temporary car insurance can prove to be an ally if you don’t plan on being behind the wheel for an extended duration.
Now that you know how to get cheap temporary car insurance, shart shopping around. To get the best deals, compare temporary car insurance quotes. Enter your ZIP code to shop for cheap one-week car insurance today.
Frequently Asked Questions: What companies will allow me to buy one-week car insurance?
If we haven’t answered all of your questions today, fear not. Keep reading as we review some of the most commonly asked questions about this subject.
#1 – Is there one-week car insurance in Ireland or Europe?
You can get short-term coverage if you plan on traveling to these places and, yes, one-week car insurance is offered there if you’re a resident.
#2 – What does one-week car insurance cover?
It will include personal injury protection as well as bodily injury liability and personal property damage liability.
#3 – Can you insure yourself on a car for a week?
Yes, and you can get these seven days as a standalone policy separate from other policies you have.
#4 – How quickly can I get auto insurance?
If you take the first offer you see, as little as 15 minutes. This isn’t recommended, though. It’s always best to do diligent research when shopping for car insurance.
#5 – How do I insure my car for a week?
Compare policies from insurers that offer temporary car insurance in your area.
#6 – Is there one-week car insurance for those under 21?
Yes, as long as you have a driver’s license that has been valid for over a year.
#7 – Is there one-day car insurance or seven-day auto insurance?
You may be able to get coverage for a week, but you will most likely not find any options for one-day car insurance.
#8 – Do you get temporary insurance when you buy a car?
Your dealership will be able to help you get coverage, but it most likely does not come with the car.