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Brandon Frady
Licensed Insurance Agent
Brandon Frady has been a licensed insurance agent and insurance office manager since 2018. He has experience in ventures from retail to finance, working positions from cashier to management, but it wasn’t until Brandon started working in the insurance industry that he truly felt at home in his career. In his day-to-day interactions, he aims to live out his business philosophy in how he treats hi...
Licensed Insurance Agent
UPDATED: Dec 11, 2023
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about car insurance. Our goal is to be an objective, third-party resource for everything car insurance-related. We update our site regularly, and all content is reviewed by car insurance experts.
UPDATED: Dec 11, 2023
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
On This Page
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- Car insurance companies usually required their insured to purchase six-month or one-year policies
- There may be a waiting period for temporary car insurance
- Companies that offer temporary coverage may require one or more months’ worth of rates in advance
- If you pay rates in advance, they are most likely non-refundable
- You may need temporary insurance if you are renting, borrowing, or taking someone else’s car on a trip
One-week car insurance can be needed for a variety of reasons and is surprisingly easy to find.
Many drivers don’t realize it is possible to get car insurance in short-term increments as needed. In fact, most major car insurance companies will allow drivers to purchase a temporary auto insurance policy that can last anywhere from one day to one month.
One-week car insurance companies aren’t hard to find, so there’s a good chance that almost any established auto insurance company can offer you a temporary policy.
Temporary car insurance can be a great solution for certain driving situations, such as a vacation or renting a moving van. You can even get temporary car insurance for rental vehicles. However, drivers should be aware that they will likely pay a higher price for the convenience of a temporary car insurance policy.
Finding the right auto insurer is difficult, and the process can be even more so when bringing temporary insurance into the mix. Compare car insurance coverage quotes to find the best temporary car insurance deals.
Enter your ZIP code into the box on this page now to get free temporary car insurance rates from one-week car insurance companies near you.
What one-week car insurance companies are available?
Can I buy car insurance for one week or a few days? How expensive is a one-week insurance policy?
Despite the fact that many people don’t know about it, temporary car insurance is actually very common. In fact, most car insurance companies offer some form of temporary car insurance.
These specialized auto policies may be available online, over the phone, or by contacting an independent insurance agent.
Some of the major insurance companies that offer car insurance for a week include Geico, Allstate, Liberty Mutual, and Nationwide. In addition, many more local and regional insurance companies offer temporary auto insurance policies.
It’s important to be aware that the relative cost of a short-term or temporary car insurance policy is likely going to be considerably higher than a traditional car insurance policy. Also, finding one-day car insurance can be much more difficult.
This means that while the average monthly cost for a full policy is about $120 a month, you most likely will be paying more than that for short-term coverage. That is why it is important to compare one-week insurance quotes to find the cheapest coverage.
Affordable one-week car insurance rates can be difficult to find because most companies charge extra for the short duration and the convenience of a temporary policy. These policies also represent a higher risk to the insurer because occasional drivers are more likely to be involved in accidents than experienced regular drivers are.
However, by doing your research and shopping around for one-week car insurance quotes, you can still get a very good deal on one-week auto insurance.
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How to choose the right one-week car insurance?
Where can I get temporary car insurance?
Finding a provider for temporary car insurance can be quick and easy. In most cases, you can find and pay for your new policy online.
First, you should do some research into different car insurance companies to find the best fit for you. Remember to look not only at large, national companies but also at smaller insurance providers in your state or region. Some regions may have age restrictions, meaning it may be difficult to get one-week car insurance for 18-year-old drivers.
Check into the reputation, ratings, and reviews of the company or companies that you’re considering purchasing a policy from. Independent review boards, such as Weiss Ratings or the Better Business Bureau, can be great sources of unbiased information.
When you’re comparing policies, make sure you’re considering more than just the lowest price.
While a good deal is important, you’ll also want to carefully consider the policy details to ensure that they meet your needs. Make sure you have the proper coverage for a worst-case scenario.
What’s temporary car insurance?
Temporary car insurance is available for any period of less than one month. The coverage provided by temporary car insurance is often just like a regular policy. It may include collision and liability coverage, as well as medical coverage.
You can choose the features and coverage level of the plan exactly as you would with a traditional auto insurance policy.
Can I get short-term car insurance?
If coverage is required for more than a month, short-term car insurance is available. These policies usually extend for anywhere from one month to six months. Quick short-term policy may be available almost immediately.
Driving without insurance is illegal and risky, so getting a short-term car insurance policy might be a great idea to protect yourself.
Short-term car insurance is just like temporary insurance, but it may be available at a slightly lower rate because of the longer duration of coverage.
While there are no average rates for short-term or temporary car insurance, there are average rates available for various forms of coverage. Let’s begin with liability coverage.
According to Washington DC’s Department of Insurance, Securities, and Banking, liability coverage protects you if someone is hurt in an accident you cause or on your premises.
States | Average Annual LIability Rates |
---|---|
North Dakota | $298.18 |
Iowa | $299.18 |
South Dakota | $300.22 |
Wyoming | $321.04 |
Maine | $338.87 |
Vermont | $343.12 |
Idaho | $344.29 |
Kansas | $358.24 |
North Carolina | $359.42 |
Nebraska | $364.64 |
Wisconsin | $374.37 |
Indiana | $382.68 |
Montana | $386.29 |
Arkansas | $394.13 |
Alabama | $394.21 |
Ohio | $397.11 |
New Hampshire | $400.56 |
Tennessee | $413.91 |
Missouri | $415.88 |
Virginia | $425.61 |
Illinois | $446.72 |
Minnesota | $456.82 |
Hawaii | $458.54 |
Mississippi | $460.50 |
Oklahoma | $461.01 |
New Mexico | $488.03 |
California | $489.66 |
West Virginia | $491.83 |
Utah | $497.53 |
Pennsylvania | $499.06 |
Arizona | $508.76 |
Colorado | $520.04 |
South Carolina | $527.09 |
Texas | $528.75 |
Kentucky | $529.21 |
Alaska | $539.68 |
Georgia | $557.38 |
Oregon | $584.13 |
Washington | $596.67 |
Massachusetts | $606.04 |
Maryland | $609.74 |
District of Columbia | $628.82 |
Connecticut | $650.94 |
Nevada | $681.56 |
Rhode Island | $759.80 |
Louisiana | $775.83 |
Michigan | $795.32 |
Delaware | $799.30 |
New York | $804.51 |
Florida | $857.64 |
New Jersey | $869.57 |
U.S. Average | $538.73 |
Let’s now move on to collision coverage. According to the Texas Department of Insurance, collision coverage is used to pay for damages to your vehicle after an accident. Let’s take a look at a table showing average rates for collision coverage across the country.
States | Average Annual Collision Rates |
---|---|
South Dakota | $208.58 |
Idaho | $219.05 |
Iowa | $219.75 |
Wisconsin | $226.00 |
Oregon | $226.83 |
Minnesota | $234.40 |
Nebraska | $237.13 |
North Dakota | $244.09 |
Indiana | $250.29 |
Maine | $259.98 |
Kansas | $263.33 |
South Carolina | $265.07 |
Montana | $265.32 |
Washington | $265.74 |
Utah | $265.90 |
Kentucky | $267.91 |
Ohio | $269.84 |
Missouri | $275.28 |
New Mexico | $276.98 |
Arizona | $277.96 |
Wyoming | $278.83 |
Virginia | $280.52 |
Florida | $282.96 |
Colorado | $287.00 |
North Carolina | $293.59 |
Vermont | $295.42 |
Nevada | $303.86 |
New Hampshire | $307.42 |
Tennessee | $309.07 |
Illinois | $309.71 |
Hawaii | $313.17 |
Alabama | $317.96 |
Oklahoma | $318.47 |
Delaware | $318.77 |
Arkansas | $321.80 |
Mississippi | $323.22 |
Pennsylvania | $327.24 |
West Virginia | $329.67 |
Georgia | $331.83 |
Alaska | $350.81 |
Maryland | $353.99 |
Connecticut | $368.51 |
Texas | $374.49 |
New Jersey | $381.86 |
New York | $385.02 |
Massachusetts | $388.28 |
California | $396.55 |
Rhode Island | $411.51 |
Michigan | $413.83 |
Louisiana | $414.36 |
District of Columbia | $468.67 |
U.S. Average | $322.61 |
Lastly, we’re going to look at comprehensive coverage. What does comprehensive mean on my car insurance? The last of the three main forms of coverage, comprehensive coverage, helps you should your vehicle be damaged in a situation outside of an accident.
According to Oregon’s Division of Financial Regulation, covered types of damage would include incidents like hitting an animal, fire, extreme weather, damage, and theft.
And, now, here’s a table showing the average rates across the country for comprehensive coverage.
States | Average Annual Comprehensive Rates |
---|---|
Oregon | $93.87 |
California | $100.54 |
Hawaii | $101.56 |
Maine | $104.98 |
Washington | $106.38 |
Utah | $109.50 |
New Hampshire | $110.77 |
Florida | $116.53 |
Idaho | $116.55 |
Nevada | $117.63 |
Ohio | $121.61 |
Indiana | $122.06 |
Delaware | $122.49 |
Vermont | $125.48 |
Illinois | $128.13 |
New Jersey | $131.35 |
Connecticut | $131.62 |
Rhode Island | $132.19 |
Massachusetts | $134.96 |
North Carolina | $136.08 |
Virginia | $136.54 |
Wisconsin | $136.81 |
Alaska | $137.26 |
Kentucky | $141.39 |
Pennsylvania | $144.21 |
Tennessee | $148.45 |
Maryland | $152.72 |
Michigan | $154.85 |
Alabama | $156.31 |
Georgia | $159.18 |
New York | $171.12 |
New Mexico | $172.57 |
Colorado | $174.61 |
South Carolina | $180.94 |
Missouri | $181.27 |
Iowa | $183.53 |
Minnesota | $184.27 |
Arizona | $186.12 |
Arkansas | $190.41 |
West Virginia | $204.28 |
Texas | $206.42 |
Mississippi | $210.33 |
Montana | $211.91 |
Louisiana | $215.17 |
Oklahoma | $225.84 |
Nebraska | $229.25 |
North Dakota | $231.04 |
District of Columbia | $233.24 |
Wyoming | $247.57 |
South Dakota | $258.11 |
Kansas | $267.91 |
U.S. Average | $148.04 |
As you can see, comparatively, comprehensive coverage can be fairly cheap. This doesn’t mean it’s any less necessary than collision or liability coverage.
The bottom line is, no matter how long you’re going to be on the road, you need these forms of coverage. Let’s move on to why one might need temporary car insurance, specifically.
Why you might need temporary car insurance?
Temporary or short-term car insurance may be required for a variety of reasons. Many people look for temporary auto insurance when they’re on vacation and renting a vehicle or using a friend’s car for a short period of time.
Temporary car insurance is also the ideal car insurance for young drivers who will be driving during a school break, or individuals who temporarily use a car-sharing service or rent a moving van.
Some individuals even obtain a temporary car insurance policy if they’re shopping for a car and planning to take vehicles for test drives.
Temporary car insurance is also a great way to fill a coverage gap if you’re changing policies, selling a vehicle, or just planning to be without your regular coverage for a short period of time.
A temporary car insurance coverage may be useful when driving a borrowed car for one day if you’re not listed as a driver on their auto insurance policy. It’s also necessary when you want to insure a classic car and don’t want to buy extended coverage for this car. Moreover, temporary car insurance cover your car if you only drive it for a while (a sort of usage-based insurance policy). One-day insurance is a great option if you want to drive a car that was in storage such as a sports car or kit car.
The bottom line is that temporary car insurance can prove to be an ally if you don’t plan on being behind the wheel for an extended duration.
Now that you know how to get cheap temporary car insurance, start shopping around. To get the best deals, compare temporary car insurance quotes. Enter your ZIP code to shop for cheap temporary insurance policies from one-week car insurance companies today.
Enter your ZIP code below to compare car insurance company rates.
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Frequently Asked Questions: What companies will allow me to buy one-week car insurance?
If all of your questions about temporary auto insurance haven’t been answered yet, fear not. Keep reading to see some of the most commonly asked questions about this subject.
#1 – Is there one-week car insurance in Ireland or Europe?
You can get short-term coverage if you plan on traveling to these places, and one-week car insurance is offered there if you’re a resident.
#2 – What does one-week car insurance cover?
It will include personal injury protection as well as bodily injury liability and personal property damage liability.
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#3 – Can you insure yourself on a car for a week?
Yes, and you can get these seven days as a standalone policy separate from other policies you have.
#4 – How quickly can I get car insurance?
If you take the first offer you see, as little as 15 minutes. This isn’t recommended, though. It’s always best to do diligent research when shopping for car insurance.
#5 – How do I insure my car for a week?
Compare policies from insurers that offer temporary insurance coverage in your area.
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#6 – Is there one-week car insurance for those under 21?
Yes, as long as you have a driver’s license that has been valid for over a year.
#7 – Is there one-day car insurance or seven-day car insurance?
You may be able to get coverage for a week, but you will most likely not find any coverage options for one-day car insurance.
#8 – Do you get temporary insurance when you buy a car?
Your dealership will be able to help you get coverage, but it most likely does not come with the car.
Enter your ZIP code below to compare car insurance company rates.
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Brandon Frady
Licensed Insurance Agent
Brandon Frady has been a licensed insurance agent and insurance office manager since 2018. He has experience in ventures from retail to finance, working positions from cashier to management, but it wasn’t until Brandon started working in the insurance industry that he truly felt at home in his career. In his day-to-day interactions, he aims to live out his business philosophy in how he treats hi...
Licensed Insurance Agent
Editorial Guidelines: We are a free online resource for anyone interested in learning more about car insurance. Our goal is to be an objective, third-party resource for everything car insurance-related. We update our site regularly, and all content is reviewed by car insurance experts.