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The Facts About Car Insurance Coverage: Who’s Covered and Who’s NotPost

The Facts About Car Insurance Coverage: Who’s Covered and Who’s Not

There are several different types of driver’s licenses, and you may find it surprising that you can buy car insurance with any of them, or even with no driver’s license at all! You’re still a valid driver if you have a permit. But non-licensed drivers can also get insurance, which means they don’t need permits...

There are several different types of driver’s licenses, an...

How to Check When My Car Insurance Runs OutPost

How to Check When My Car Insurance Runs Out

As an experienced driver, you may be well aware that most states require drivers to maintain a minimum amount of auto insurance, and you can face legal penalties if you are not properly insured. You can also face penalties from your lien holder if you’re financing a vehicle and fail to maintain proper insurance. You...

As an experienced driver, you may be well aware that most st...

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Colorado Car Insurance Driver’s Guide [Coverages + Advice]Post

Colorado Car Insurance Driver’s Guide [Coverages + Advice]

Whether you’re a current resident of Colorado or considering a move to the Centennial State, you have a lot going on. With world-class skiing and snowboarding, abundant state and national parks, a thriving craft beer scene, legalized marijuana, and teams in every major league (NBA, NFL, NHL, MLS, and even major league rugby and lacrosse),...

Whether you’re a current resident of Colorado or consi...

Does lowering your car affect insurance?Post

Does lowering your car affect insurance?

Have you ever been tempted to tune up your car engine? Have you thought about adding some extra headlights? How about kitting out your vehicle with a new set of alloy wheels? Modifying your vehicle is an excellent way to personalize it, or even boost its performance. The downside is that modifying your car can...

Have you ever been tempted to tune up your car engine? Have ...

How to Move My Car Without InsurancePost

How to Move My Car Without Insurance

An auto insurance premium can cost quite a lot of money, and you understandably do not want to pay for this expense if it is not necessary. If you store your vehicle in your garage or in another safe place and do not drive it, it may not currently be insured. This is something that...

An auto insurance premium can cost quite a lot of money, and...

Get Car Insurance Quotes Online Without Personal InformationPost

Get Car Insurance Quotes Online Without Personal Information

How many times have you thought about switching auto insurance companies, only to back away because you thought a lot of work was involved? You may even get to the point where you hop online and start to search for quotes. You then find carriers that are asking for way too much information, much more...

How many times have you thought about switching auto insuran...

Does having sleep apnea affect your car insurance?Post

Does having sleep apnea affect your car insurance?

If you have sleep apnea, you know that it can impact every aspect of your life. Loss of sleep and sleep deprivation can have significant effects on your job performance, daily life, and health. Attempting to solve the sleep problems may itself occupy your time and energy. One unexpected area where sleep apnea can have...

If you have sleep apnea, you know that it can impact every a...

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Does car insurance cover a clutch replacement?

Vehicles that rely on manual transmission are a favorite among drivers. However, there are a variety of ways a clutch can get damaged. Once the clutch no longer properly works, it will take more than a minor fix. We’ll review mechanical breakdown insurance coverage, clutch insurance, and how does auto insurance cover a clutch replacement....

Vehicles that rely on manual transmission are a favorite amo...

Does my car insurance cover falling asleep at the wheel?Post

Does my car insurance cover falling asleep at the wheel?

Falling asleep at the wheel has the potential to cause a significant amount of damage as well as injuries. Many people across the United States have fallen asleep while driving and insurance will cover some of the claims. It’s important to look at the various scenarios that could occur when falling asleep at the wheel...

Falling asleep at the wheel has the potential to cause a sig...

Does my car insurance cover bumper damage?Post

Does my car insurance cover bumper damage?

If you collide with another car or some other object, one of the first things that is going to make contact is your bumper. A dented bumper is one of the most common damages sustained to private passengers vehicles when they are in even the lowest speed accidents. Without that bumper though, people could suffer...

If you collide with another car or some other object, one of...

Do auto insurance companies do background checks?Post

Do auto insurance companies do background checks?

Auto insurance companies put their own money on the line when they offer to insure you, which is why your background is up for grabs as far as they are concerned. You know some car insurance companies check your credit report to determine your risk as a customer. You also know they check your driving...

Auto insurance companies put their own money on the line whe...

Does car insurance cover a broken side mirror?Post

Does car insurance cover a broken side mirror?

What is worse than walking up to the driver’s side of a car and noticing the side-view mirror is smashed? Regardless of when the damaged mirror is noticed, steps should be taken to get the mirror fixed right away. Repairing a broken side mirror, or also known as a wing mirror, in the proper manner...

What is worse than walking up to the driver’s side of ...

Does my car insurance cover shopping cart damage?Post

Does my car insurance cover shopping cart damage?

Rogue shopping carts could hit your car at any time. There is no way to prevent such a thing from happening, regardless of where you park. Insurance might pay for the damage that took place in a parking lot, but it depends on the types of coverage you carry on your car insurance policy. Your...

Rogue shopping carts could hit your car at any time. There i...

Do car insurance companies check police records?Post

Do car insurance companies check police records?

Insurance agents run a few different reports when they are taking applications for auto insurance. At a minimum, the company will need to review your motor vehicle report, your claims history report, and your license history before any underwriter can adequately assess risk and issue an insurance policy at a fair rate. Another record that...

Insurance agents run a few different reports when they are t...

Does car insurance cover electrical problems?Post

Does car insurance cover electrical problems?

A smooth ride is all most drivers want. Since a car is made up of a number of intricate mechanical parts, a perfect ride is not always possible. Parts and components eventually wear down and certain troubles should be expected at some point. The second the check engine light illuminates on the dashboard, a driver...

A smooth ride is all most drivers want. Since a car is made ...

Do school grades affect car insurance?Post

Do school grades affect car insurance?

There are a variety of factors that are going to come into play when you go to purchase an auto insurance policy. As a student, you introduce a whole new set of variables for the insurance carrier to measure you on. Teens and young adults as college students have some of the highest auto insurance...

There are a variety of factors that are going to come into p...

How often do auto insurance companies check driving records?Post

How often do auto insurance companies check driving records?

Your driving record speaks volumes about how responsible you are behind the wheel. When you request an abstract to provide information to an insurance company for pricing estimates, what shows up is a lot like what would show up on a high school transcript. If your report is clear, it’s just like getting straight A’s...

Your driving record speaks volumes about how responsible you...

Does insurance cover putting the wrong fuel in a car?Post

Does insurance cover putting the wrong fuel in a car?

In the blink of an eye, your car can go from being a reliable and fully functional piece of machinery to a hunk of metal. Cars typically break down over time when you don’t maintain them. This breakdown is part of the wear and tear process that’s expected. What you might not expect is that...

In the blink of an eye, your car can go from being a reliabl...

If you hit a pole, does insurance cover it?Post

If you hit a pole, does insurance cover it?

Hitting a telephone pole, or any sort of pole for that matter, can be catastrophic for both the driver and their vehicle. In order for insurance to cover the damages, you need to have the right insurance coverage on your policy. Various forms of coverage may be needed based on the full extent of damage...

Hitting a telephone pole, or any sort of pole for that matte...

Can I cancel car insurance if I sell my car?Post

Can I cancel car insurance if I sell my car?

Selling your car doesn’t have to be difficult. With all of the platforms that you can put your sales listings on, it’s very much possible to create a classified ad, post it, and start negotiations all within a few hours. Some sellers who list their vehicles for sale below the Kelley Blue Book value find...

Selling your car doesn’t have to be difficult. With all of...

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